Insurance terms glossary.
A

Action Over Exclusion, Additional Insured, agency, agent, application

B

Blanket Additional Insured Endorsement, Bodily Injury, Broad Form Property Damage (BFPD), Broad Form Property Damage Endorsement, Broker, Broker of Record, Business Income and Extra Expense Coverage

C

claim, claims-made form, Coinsurance, collision deductible waiver, Combined Single Limit, commercial general liability policy (CGL), Common Policy Declarations, completed operations coverage, comprehensive general liability policy, Concealment, Construction Contract, cross-liability coverage, cross-liability endorsement

D

Deductible, Direct Exess (Garage Liability), Direct Primary (garage policy), Duty to Defend

E

EIFS - Exterior Insulation Foam Systems, employer's liability, Employment Practices Liability Insurance, Endorsement, Estoppel, Exmod, Experience Modification, Experience Rating

F

Fraud

G

GA, General Agent, General Aggregate, general aggregate limit, Gross Vehicle Weight Rating

H

hired auto, hoosegow

I

Indemnify, indemnitor, Indemnity, Inland Marine

J

Journeyman

L

Legal Liability (garage policy), Liability Insurance

M

Managing General Agent, Manifestation Clause, Material Misrepresentation, metadata, MGA, Misrepresentation

N

Non-Owned Auto Liability

O

Occurrence Policy, occurrence trigger, OCP, OTC / Other Than Collision

P

Per Occurrence Limit or Each Occurrence, Performance Bond, Personal Injury, product liability insurance, products-completed operations aggregate

R

representation, Risk Retention Group

S

Schedule Modification, Scheduled Rating, Severability of Interest/Cross Liability, Special Form, Sunset Clause or Sunset Provision

W

waiver of subrogation, warranty, workers compensation insurance

Y

your product

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