Non-Owned Auto Liability

"This coverage is designed to protect against a claim that may arise as a result of an employee using his or her own vehicle to run errands or perform a service within the scope of their job and then becomes involved in an auto accident. The form does not provide coverage for the employee's auto or the employee's injuries (work comp), but will provide protection against claims brought by a third party (the person they hit). Even if your employee has their own insurance, a claimant's attorney will likely bring suit against you if they are aware that the employee was using their vehicle at your request."