Insurance terms glossary.
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Bodily Injury
"The destruction or impairment of living human tissue by an outside force; physical harm, disease or impairment (excluding the natural aging process), sometimes including resulting More…
Broad Form Property Damage (BFPD)
Coverage that can be endorsed to the 1973 ISO comprehensive general liability policy and other older general liability forms, to reduce the restrictive scope of the "care, custody, or More…
Broad Form Property Damage Endorsement
An endorsement to a commercial general liability policy which amends or modifies the care, custody, or control exclusion that normally eliminates this coverage. A standard endorsement is More…
Broker
"An individual or entity who represents the consumer in negotiating, servicing or obtaining coverage with insurers; a person who negotiates contracts of insurance on behalf of an More…
Broker of Record
The broker designated and authorized to conduct and handle specified insurance business on behalf of the policyholder.
Business Income and Extra Expense Coverage
Business Income coverage is an extremely important coverage you should consider as part of your overall property insurance protection. This coverage is designed to protect your loss of More…
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